 
								
				
					Take amounts exceeding the minimum as lump sum commutations
					
				 
			 
	 
	
			
			
									 
								
				
					50% reduction in minimums – review pension payments
					
				 
			 
	 
	
			
			
									 
								
				
					Ensure contributions are made before 30 June
					
				 
			 
	 
	
			
			
									 
								
				
					Make spouse contributions
					
				 
			 
	 
	
			
			
									 
								
				
					Don’t miss out on the Government co-contribution
					
				 
			 
	 
	
			
			
									 
								
				
					Make personal deductible contributions
					
				 
			 
	 
	
			
			
									 
								
				
					Strategies to manage total super balance (TSB)
					
				 
			 
	 
	
			
			
									 
								
				
					Split concessional contributions to a spouse
					
				 
			 
	 
	
			
			
									 
								
				
					Utilise carry forward concessional contributions
					
				 
			 
	 
	
			
			
									 
								
				
					Extra super contributions using work test exemption