Forman Financial Services

Special Disability Trusts

How does a Special Disability Trust maximise my benefits while caring for a family member with a
severe disability?

Special Disability Trusts provide a financial structure to support a family member with a severe disability.

Forman Financial Services provide a comprehensive one-stop service to set up & administrate Special
Disability Trusts which may help you to access and maximise valuable Centrelink benefits which you may
not otherwise be entitled to due to asset & income tests.

Special Disability Trusts also give you peace of mind - knowing there is a plan to meet ongoing care &
accommodation requirements
for your loved one.

What are the benefits of a Special Disability Trust?

  • may enable qualification & maximisation of Centrelink benefits for contributors & beneficiaries
  • taxation benefits and capital gains tax exemptions
  • safeguard & control of assets
  • supports ongoing general health, wellbeing and social interaction of disabled dependants

Is a Special Disability Trust the right approach for my family?

Complete this simple checklist:

Does your family member have a severe disability?
       The Special Disability Trust beneficiary must be assessed by Centrelink as 'severely disabled' due to
       a severe physical, intellectual, psychiatric or behavioural disability or medical condition.

Do you already qualify for partial Carer Payment and want to maximise your benefits or have you
       missed out on the Age Pension/Carer Payment due to asset or income tests?

Do you have investment assets which have a potential capital gains tax liability?

Contact us if you meet the above criteria to arrange an appointment today.

How can Forman Financial Services help?

It is important to consult with a financial advisor and obtain specialist advice when considering setting
up a trust to determine the best approach for your individual circumstances to maximise the protection
of your wealth and your family. F
orman Financial Services is a boutique financial planning & advice
specialist located in Sydney's Eastern Suburbs
. Our principal advisor, Solomon Forman has over 20
years experience as a Financial Planner, Accountant, SMSF Specialist Advisor, SMSF Auditor & Tax Agent.

How do I establish a Special Disability Trust?

Step 1:  Confidential Consultation with Forman Financial Services starting from only $220.

Step 2:  Forman Financial Services sets up your Special Disability Trust.

Step 3:  Ongoing administration, taxation & reporting managed by Forman Financial Services.

What can a Special Disability Trust be used for?

A special disability trust can be used for limited purposes including:

  • reasonable accommodation for the person with the disability
  • care costs arising from the disability
  • medical expenses (eg health insurance)
  • maintenance expenses on trust assets
  • discretionary spending (currently up to $11,250 each financial year)

Learn more about how Special Disability Trusts have helped others:

Jan increased her Carer Payment by $6500 per year.

David qualified for the Age Pension using this strategy.

Simon minimised a potentially high capital gains tax bill.

Contact us to arrange an appointment today. We provide clients with a face to face meeting at our office
in Bondi Junction or via Skype for your convenience.


To view client recommendations please check Solomon Forman's LinkedIn profile











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